Terms of Use
Last updated October 29, 2026
These terms apply to your use of chirigaderrick.com and to any tools, templates or resources you download or buy from it. By using the site, you agree to them.
Digital products
Tools and templates are delivered as digital downloads after payment. Prices are listed in Canadian dollars and are processed securely by Stripe.
Licence
When you buy or download a tool, you receive a personal licence to use it in your own business. You may edit and customise templates for your own clients. You may not resell, share, redistribute or publish the files, in original or edited form, or present them as your own product.
Refunds
Because digital products are delivered instantly, all sales are final, except where required by law. If a file does not arrive or does not open, email hello@chirigaderrick.com and I will make it right.
Free resources
Free resources are offered for personal use in your business, under the same licence terms as paid tools.
Intellectual property
All content on this site, including text, images, frameworks, templates and the Chiriga Derrick and vein names, belongs to Chiriga Derrick unless stated otherwise. Please do not copy it without permission.
No guarantee of results
The tools and articles share frameworks and education. They are not legal, financial or tax advice. Results depend on how each business owner applies them, and no specific outcome is promised.
Limitation of liability
To the fullest extent allowed by law, Chiriga Derrick is not liable for any indirect or consequential loss arising from use of the site or its products. Total liability for any claim is limited to the amount you paid for the product in question.
Links to other sites
This site may link to other websites. I am not responsible for their content or practices.
Governing law
These terms are governed by the laws of the Province of Ontario and the federal laws of Canada that apply there.
Changes
These terms may be updated from time to time. The current version will always be posted here with its date.
Contact
Questions about these terms can be sent to hello@chirigaderrick.com.